Recreational Vehicle Insurance in Lake Jackson, TX
Recreational vehicle (RV) insurance covers your motorhome, travel trailer, camper or fifth wheel from risks that may arise on the road. At Apple Insurance Agency, we help Texas RV owners choose coverage that suits their outdoor and travel needs.
What RV Insurance Coverage Options Do I Have?
RV insurance can provide a range of coverage, including: 
- Liability coverage may aid with costs if you’re responsible for third-party injuries or property damage while operating your vehicle.
- Comprehensive and collision coverage may cover your RV from damage caused by accidents, theft, vandalism, fire or severe weather.
- Roadside assistance coverage may provide help for breakdowns, flat tires or towing needs while you’re on the road.
- Uninsured/underinsured motorist coverage may assist if you’re involved in an accident with an at-fault driver who has inadequate insurance.
- Personal belongings coverage may compensate you for personal items inside your RV, such as electronics, clothing and camping gear.
- Vacation liability coverage may extend liability coverage when your vehicle is parked and being used as a temporary residence.
Am I Required to Get This Policy?
Having insurance may be necessary for RV owners and buyers. State law requires liability coverage for motorized RVs, and lenders can require more if you finance. Insurance may also help with losses, even when your vehicle is not in use.
How Much Is It?
What you pay may be determined by several factors, including your:
- RV type and class
- Market value
- Driving history
- Coverage choices
- How you use your RV
- Where you keep your RV
You may be eligible for discounts on safety courses, bundling policies or adding safety features. State rules and policy details can also affect your costs.
We’re Here to Help
Contact us for more details and get a free customized quote.