Commercial Auto Insurance in Lake Jackson TX
Commercial auto insurance may help cover vehicles used for business purposes, including damage or losses resulting from accidents or other incidents involving business vehicles.
Who Needs Commercial Auto Insurance?
If your company uses vehicles, commercial auto insurance may be necessary to meet legal requirements and help avoid financial exposure. Individuals and businesses that commonly purchase this policy include the following:
- Business owners who use cars, vans, or trucks for deliveries, transporting equipment and similar tasks
- Self-employed professionals and contractors who use a personal vehicle for work
- Employees who use company or personal vehicles for job-related duties, such as making sales calls or running business errands
- Delivery and transportation services, including those offering rideshare services
What Does Commercial Auto Insurance Cover?
The following types of coverage are often included in standard commercial auto insurance policies:
- Liability coverage may cover third-party bodily injury or property damage.
- Collision coverage may cover damage to the insured vehicle after an accident.
- Comprehensive coverage may help cover non-accident-related damage to a vehicle, such as theft, vandalism and weather damage.
- Uninsured motorist coverage may cover damage caused by at-fault drivers without insurance.
How Much Does a Policy Cost?
Rates of commercial auto insurance policies usually depend on several factors, including the type of vehicles the business owns, the number of vehicles to be insured, coverage levels and the employees’ driving records.
Secure a Policy Today
Apple Insurance Agency understands the auto insurance needs of business owners in Lake Jackson, Texas, and neighboring communities. Contact us today to secure appropriate coverage.