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Home » Commercial Auto Insurance

Commercial Auto Insurance

Commercial auto insurance is required for Texas companies that use vehicles. This highly customizable group of policies can help provide vital financial protection. 

Contact Apple Insurance Agency in Lake Jackson, Texas, for a personalized commercial auto insurance quote. 

Is Commercial Vehicle Insurance Required in Texas? 

In Texas, commercial vehicle insurance is a legal requirement. Any vehicle operated for business purposes must be insured under a commercial auto insurance policy that includes minimum amounts of auto liability coverage. This coverage may help protect against claims of bodily injury or property damage caused by the covered business vehicle. 

How Much Is Commercial Auto Insurance in Texas? 

Commercial auto insurance premiums in Texas vary based on several factors. 

  • Vehicle type and value—Heavier trucks and high-value vehicles may cost more to insure due to the potential for more significant damage in an accident. 
  • Driving history—The driving history of those operating the vehicle can impact the cost. A clean driving record typically results in lower premiums. 
  • Coverage limits—Higher coverage limits offer more protection but also come with higher premiums. Balancing your coverage needs with premium costs is crucial. 
  • Deductibles—Choosing a higher deductible can lower your premium, but ensuring your business can afford the deductible in case of a claim is essential. 

Obtaining a customized quote from an insurance provider is best for an accurate estimate. This quote will consider your specific business needs and risk factors. 

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Contact Apple Insurance Agency today to start comparing commercial auto insurance quotes.