Winterizing Your RV in Texas: Insurance Tips Before Storing Your Vehicle

While Texas winters may be milder than those in other states, cold snaps and unexpected weather can still cause issues, such as frozen pipes, battery drain and exterior wear. Proper winterization helps safeguard your RV from these risks, reducing the likelihood of claims and out-of-pocket repairs.

Practical Steps for Winter Storage

Consider the following strategies:

• Drain and protect plumbing—Remove all water from tanks and lines to prevent freezing. Use RV antifreeze as needed.
• Clean and inspect—Wash the exterior, check for leaks and seal any cracks to keep moisture and pests out.
• Remove perishables—Clear out food and personal items to avoid attracting rodents.
• Disconnect batteries—Store batteries in a cool, dry place and keep them charged periodically.
• Cover and secure—Use a breathable RV cover and ensure all windows and vents are closed.

Insurance Considerations Before Storing Your RV

Before storing your RV, it’s essential to review your RV insurance. Here are a few things to consider:

• Storage coverage—Some policies offer reduced rates or special coverage for RVs in storage. Ask us if this option is right for you.
• Comprehensive coverage—Make sure your policy includes this coverage, which can help with non-collision risks, such as theft, vandalism or severe weather damage while your RV is parked.
• Liability needs—If your RV will be stored off your property or in a facility, check if additional liability coverage is recommended.
• Policy review—Life changes, upgrades, or new storage locations may affect your insurance needs. Our team can assist you in updating your policy accordingly.

Learn More

Apple Insurance Agency can help review your RV insurance or answer any questions you may have about winter storage coverage. Contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.