How Commercial Auto Insurance Can Cover Seasonal Risks

Operating a business fleet in Texas means facing a variety of seasonal risks that can impact your vehicles and your bottom line. From unpredictable weather to busy holiday roads, these hazards can create challenges for business owners and fleet managers alike. At Apple Insurance Agency, we understand the unique risks businesses encounter throughout the year, and we’re here to help you protect your vehicles with comprehensive commercial auto insurance.

Understanding Seasonal Risks for Texas Fleets

Texas weather is known for its extremes, and each season brings its own set of challenges for commercial vehicles:

• Severe weather—Spring and summer storms can bring hail, heavy rain and even tornadoes, increasing the risk of vehicle damage and accidents.
• Extreme temperatures—Intense summer heat can lead to tire blowouts, engine overheating and accelerated wear on vehicle components.
• Increased holiday traffic—During holidays and peak travel seasons, roads become more congested, raising the likelihood of collisions and fender benders.
• Winter hazards—While Texas winters are generally mild, occasional ice storms or freezing rain can create hazardous driving conditions, especially for larger vehicles.

How Commercial Auto Insurance Can Help

Commercial auto insurance is designed to address the risks that come with operating business vehicles, including those that are seasonal in nature. Key coverages may include:

• Comprehensive coverage may pay after noncollision events such as hail, flooding or falling objects.
• Collision coverage may pay repair costs if your vehicle is damaged in an accident, regardless of fault.
• Liability coverage may pay for bodily injury and property damage to others if your driver is at fault in an accident.
• Roadside assistance coverage may provide help after a breakdown.

Why Work With Apple Insurance Agency?

Our team is dedicated to helping Texas business owners identify their unique seasonal risks and tailor commercial auto insurance solutions to fit their needs. Contact us today to get the coverage you need.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.